Pyramid schemes and all other chain letters are a gamble
Dave Rhodes started a chain letter, got caught, arrested, and had to make a site against chain letters as a condition of his parole.
Why Chain Letters Don't Work
Chain letters are illegal. Any involving money, postal mail, and copying lottery tickets is illegal. Example:
Gloria Query's Illegal Copying Lottery Tickets Chain Letter Scheme
Make Money Fast Chain Letter Exposed
Fraud 101 Spam, Spim, Chain Mail
The Make Money Fast Hall of Humiliation
Karen Liddell participated in a snail-mail MMF chain letter, thinking it wouldn't hurt anything, and she has regretted it ever since. She offers her apology and a warning to all not to participate in chain letters.
Who Is Anthony de Croud?
Letter is a Fake
December 2008, Madoff's Ponzi scheme brought out the best and worst of people according to this report
The difference between Ponzi schemes and pyramid schemes - Numismaster.com
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